Why would someone use a broker anyway when they can just go straight to their bank? The banks have us on speed dial. Dealing with a broker is like talking to all the banks at once. At Your Home Loan you get access to sixteen lenders and we’re part of a wider group which settles well over $1 billion worth of loans each month. When we need to get the best deal for our customers, there’s no waiting at the back of a call centre queue, we go straight to the decision makers who are asking us to send them your business.